GICHSGFIN

Financial ServicesMortgage FinanceSmall Cap
GIC Housing Finance Limited

GIC Housing Finance Limited operates in the Financial Services sector, specifically Mortgage Finance, providing housing finance services across India. The company offers various ho...

₹149.41-0.67%1D
Previous trading day close · Data updates nightly
1W: +0.3%
1M: -0.3%
6M: -9.4%
1Y: -18.3%
42/100
Below AvgResearch Score
Market Cap
₹862 Cr
Small Cap
P/E Ratio
5.20
Below avg
P/B Ratio
0.38
Reasonable
ROE
7.6%
Weak
ROCE
2.1%
Average
Debt / Equity
4.33
High debt
Div. Yield
3.0%
Good yield
EV/EBITDA
55.98
Expensive
52W Low: ₹130.05Current: ₹149.4152W High: ₹185.22
At 35% of 52-week range
Data as of previous trading day close · Updated nightly
📉 Full Technical Chart (RSI, MACD, ADX)
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── Price── SMA50── SMA200Data: Previous trading day close · Updated nightly
Research Score Breakdown
5-factor fundamental analysis — not a buy/sell signal
Quality
ROE, ROCE, margins, cash flow
28/100
Growth
Revenue, EPS, profit growth
20/100
Valuation
PE, PB, EV/EBITDA vs sector
82/100
Risk
Debt levels, volatility, coverage
46/100
News Sentiment
Recent news sentiment
50/100
Weightage: Quality 30% + Growth 25% + Valuation 20% + Risk 15% + News 10%
Mathematical score — not investment advice
Valuation Ratios
P/E Ratio
5.20(Below avg)
Forward P/E
3.74(Attractive)
P/B Ratio
0.38(Reasonable)
P/S Ratio
2.57(Good)
EV/EBITDA
55.98(Expensive)
Dividend Yield
3.0%(Good yield)
5Y CAGR
-3.5%(Moderate)
Revenue Growth
4.3%(Moderate)
Profitability
ROE
7.6%(Average)
ROCE
2.1%(Average)
ROA
1.4%(Average)
Net Margin
49.4%(High)
EBITDA Margin
16.5%
Financial Health
Debt to Equity
4.33(High debt)
Current Ratio
3.26(Healthy)
Quick Ratio
3.26(Good)
Interest Coverage
54.07x(Comfortable)
Technical Indicators
Based on previous trading day close
RSI (14)
56(Neutral)
RSI Exp (14)
57(Neutral)
MACD
-0.271(Bearish)
MACD Signal
-0.745
BB Position
53%(Middle)
BB Width
5.10%(Normal)
ADX (14)
22.1(Weak trend)
Williams %R
-61.6(Neutral)
MFI (14)
58(Neutral)
CCI (20)
15(Neutral)
Stoch %K
38(Neutral)
ATR (14)
3.14(Avg True Range)
OBV (M)
7.7(Positive)
1W OBV Chg
3.8%(Increasing)
Rel Volume
0.61x(Normal)
Volatility
29.0%(Moderate)
Max DD 1Y
-49.7%(High loss)
Alpha (CAPM)
-22.68%(Underperforming)
Return vs Nifty
-19.9%(Below Nifty)
EMA 200
158.8
EMA 50
151.0
SMA 200
158.1
vs SMA 50
-1.9%(Below SMA50)
vs SMA 200
-5.5%(Below SMA200)
Volume
80.5K
Avg Vol 3M
1.3L
Shareholding Pattern
Promoter
42.4%
Moderate
FII
1.8%
DII / MF
4.6%
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⚠️ Research Score is a mathematical fundamental score — not investment advice. Data updates nightly after market close. Please consult a SEBI-registered advisor before investing.