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L&T Finance Limited (LTF) is a non-banking financial company operating in the Financial Services sector, specifically Credit Services, in India. It offers a wide range of financial products, including housing, personal, two-wheeler, business, rural, farmer, gold, and loans against property. The company, formerly L&T Finance Holdings Limited, was incorporated in 1994, is headquartered in Mumbai, India, and operates as a subsidiary of Larsen & Toubro Limited.